Bridge Loans

Buy your new home before you sell your old one with seamless short-term financing.

Program Overview

In a competitive market, making an offer contingent on selling your current home can kill the deal. A Bridge Loan solves this problem by giving you the funds to make a down payment on your new home using the equity from your current home.

This short-term financing "bridges" the gap, allowing you to buy now, move in, and then sell your old home at your leisure, without the stress of trying to time two closings perfectly.

Key Benefits

Make Stronger Offers

Submit non-contingent offers that are more attractive to sellers.

Move Once

Avoid temporary housing. Move directly from your old home to your new one.

No Monthly Payments

Some bridge loans allow you to defer payments until the old home sells.

Quick Closing

Designed for speed to help you secure your new property fast.

Standard Requirements

  • Equity: You need significant equity in your current home (typically 20-30% or more).
  • Credit Score: Good credit is required, usually 680+.
  • Exit Strategy: You must have a clear plan to sell the old home (e.g., it's listed or about to be listed).

Documents Needed to Apply

  • Listing agreement for current home
  • Purchase contract for new home
  • Current mortgage statement
  • Pay stubs/Income documentation
  • Bank statements
  • Copy of driver's license

Bridge the Gap

Don't let your dream home slip away while waiting for yours to sell.

Explore Bridge Loan Options