Market Insights

Stay ahead of the curve with the latest news, rate trends, and housing market analysis.

November 10, 2025

The Pros and Cons of Refinancing

With rates fluctuating, many homeowners are wondering if they should refinance. We break down the costs, benefits, and break-even points to consider...

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October 28, 2025

Understanding Closing Costs

Closing costs can be a surprise for first-time buyers. Learn what goes into these fees and how you can potentially negotiate them...

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Market Analysis by Goal

Tailored insights for every stage of your real estate journey.

Homebuyers

For Homebuyers

Inventory remains tight in key areas. Competition is moderate.

  • Get pre-approved early to compete.
  • Look for "hidden gem" neighborhoods.
Start Buying
Refinancers

For Refinancers

Home equity is at record highs. Rates are volatile but opportunities exist.

  • Consolidate high-interest debt.
  • Remove PMI if equity > 20%.
Check Rates
Investors

For Investors

Rental demand is strong. DSCR loans offer easy qualification.

  • Focus on cash flow over appreciation.
  • Leverage DSCR programs.
Explore DSCR

Market Deep Dive

In-depth analysis of the current housing market landscape.

Renting vs. Buying in 2025

Is it better to rent or buy in the current market? We analyze the long-term financial implications of both choices.

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Interest Rate Forecast

Where are rates headed? Our experts provide their predictions for the next 12 months and what it means for you.

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Building Wealth Through Equity

Discover how homeownership acts as a forced savings account and helps build generational wealth over time.

Learn More →

Daily Rate Monitor

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Market News

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What Our Clients Say

Real stories from families we've helped achieve their homeownership dreams.

"Sierra was absolutely amazing! She guided us through every step of the process and made buying our first home a breeze. Highly recommend!"

Sarah & Mike T.

First-Time Homebuyers

"We were looking to refinance and Sierra found us a rate that saved us hundreds per month. Her knowledge of the market is unmatched."

David R.

Refinance Client

"As a real estate investor, I need a lender who understands complex scenarios. Sierra is my go-to for all my DSCR loans. Fast and reliable."

Jessica L.

Real Estate Investor